Financial Calculators: Free Investment & Loan Planning Tool

All tools run locally in your browser.

Mortgage Calculator

Estimate monthly mortgage payments with reducing-balance amortization.

Loan Calculator

Generic EMI-style loan payment and cost summary.

Auto Loan Calculator

Calculate monthly payments for vehicle loans with interest.

Interest Calculator

Compare simple vs compound interest on a principal.

Payment Calculator

Solve for payment, principal, rate, or tenure (three known).

Amortization Calculator

Full amortization ledger for any fixed-rate loan.

Inflation Calculator

Future cost of today's money (or present value of a future amount).

Income Tax Calculator

Calculate income tax based on current slab rates.

Salary Calculator

Rough CTC → monthly in-hand estimate (illustrative deductions).

Interest Rate Calculator

Calculate effective interest rate from nominal rate.

EMI Calculator

Full amortization, charts, PDF/Excel exports.

FIRE Engine

Inflation, SWR, allocation, protection layout.

SIP Calculator

Calculate returns on systematic investment plans with year-by-year growth.

Step-Up SIP Calculator

Calculate SIP returns with annual investment increases.

Lumpsum Calculator

Calculate returns on one-time investment with compound growth.

SWP Calculator

Plan retirement income with systematic withdrawals.

CAGR Calculator

Calculate compound annual growth rate of investments.

Compounding Calculator

See how many times your money will grow with compounding.

Goal SIP Calculator

Reverse SIP: calculate required investment to reach your goal.

GST Calculator

Calculate GST inclusive and exclusive amounts with tax breakdown.

HRA Exemption Calculator

Calculate tax-exempt HRA under Section 10(13A).

Gratuity Calculator

Calculate gratuity amount under Payment of Gratuity Act.

New Tax Regime Calculator

Calculate income tax under new tax regime for FY 2025-26.

Old vs New Regime Calculator

Compare tax savings between old and new tax regimes.

Loan Pre-payment Calculator

Calculate interest savings with loan pre-payment.

Home Loan Eligibility Calculator

Calculate maximum home loan amount you qualify for.

PPF Calculator

Calculate PPF maturity with current interest rate.

FD Calculator

Calculate fixed deposit maturity with compound interest.

RD Calculator

Calculate recurring deposit maturity with quarterly compounding.

NPS Calculator

Estimate retirement corpus and pension under National Pension System.

EPF Calculator

Project your EPF corpus at retirement with employer contribution.

NSC Calculator

Calculate NSC maturity with 5-year tenure and 7.7% interest.

Frequently Asked Questions

Is this Financial Calculators accurate for long-term planning?

Yes, this Financial Calculators uses standard financial algorithms to provide highly accurate long-term projections. However, always consult with a certified financial planner before making major investment decisions.

How can I improve my results using the Financial Calculators?

Small, consistent adjustments to your principal or compounding frequency often yield exponentially better results over time. Use this tool to model different scenarios.

Are there hidden fees accounted for in this Financial Calculators?

This calculator provides the pure mathematical output. You must manually account for taxes, inflation, and platform fees depending on your specific financial institution.

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